21stIcon
02-19 12:59 PM
Folks,
I bought whole life insurance for my wife year ago for $300k from PRUDENTIAL, monthly premium is $116/month but $72 went to admin. and tran. charges. Although I paid $1276 last year, my balance was $476 after 25.2 % return on funds. whole life has surrender charges apart from hefty financial charges ,so you can not withdraw when you want.
I took $1500 loss and canceled my whole life insurance policy since I do not want to waste 70% of my premium as a financial charges.you are feeding for a company and agent s getting heavy commission on this.
Buy term life insurance and invest in Vanguard Index funds for investment purpose.
I bought whole life insurance for my wife year ago for $300k from PRUDENTIAL, monthly premium is $116/month but $72 went to admin. and tran. charges. Although I paid $1276 last year, my balance was $476 after 25.2 % return on funds. whole life has surrender charges apart from hefty financial charges ,so you can not withdraw when you want.
I took $1500 loss and canceled my whole life insurance policy since I do not want to waste 70% of my premium as a financial charges.you are feeding for a company and agent s getting heavy commission on this.
Buy term life insurance and invest in Vanguard Index funds for investment purpose.
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bhasky25
02-10 09:09 PM
Mr. GC_Rip,
Your are definitely a EB2 worth candidate. A company willing to support you and a good attorney is all you want. There are plenty who have qualified for EB2 with these qualifications.
Instead of MS, look for a good consultancy or a perm job which will do the trick for you. I do know/understand that it is hard to get consulting jobs and maintaining visa's for family members but look at the bright side, labor nowadays takes only about 3 weeks and 140 if you apply through PP, then you are talking 2 weeks again. You have a possibility to get out of this mess.
If kids from college gets into EB2 and gets GC in two years, You sure do sir...
OK now to members who think I am wrong can bash me but this is what I believe in, if a system can tie you down with stupid rules and no accountability on its workers, I am ok with a deserving candidate cutting the line ahead and getting his GC. Hail common sense.
Your are definitely a EB2 worth candidate. A company willing to support you and a good attorney is all you want. There are plenty who have qualified for EB2 with these qualifications.
Instead of MS, look for a good consultancy or a perm job which will do the trick for you. I do know/understand that it is hard to get consulting jobs and maintaining visa's for family members but look at the bright side, labor nowadays takes only about 3 weeks and 140 if you apply through PP, then you are talking 2 weeks again. You have a possibility to get out of this mess.
If kids from college gets into EB2 and gets GC in two years, You sure do sir...
OK now to members who think I am wrong can bash me but this is what I believe in, if a system can tie you down with stupid rules and no accountability on its workers, I am ok with a deserving candidate cutting the line ahead and getting his GC. Hail common sense.
a1b2c3
11-02 01:58 AM
I asked my attorney he said that I need to wait at least 1 more year. The Nov and Dec are gone in holidays. These Gov emp are worst then Indian Gov Emp.
I wouldn't believe everything lawyers say. I don't think you need to wait another year.
I wouldn't believe everything lawyers say. I don't think you need to wait another year.
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gdhiren
07-06 02:30 PM
Just a hypothetical question, if AILF withdrew from a lawsuit, then waht?
Dude, have faith. Think about the mass involved here, with a small contributin from everyone or even without there are many law firms which would be interested in filing lawsuits on our behalf.
Dude, have faith. Think about the mass involved here, with a small contributin from everyone or even without there are many law firms which would be interested in filing lawsuits on our behalf.
more...
knnmbd
04-03 11:05 AM
Admin,
Thanks for clarifying the issue about contacting AILA and similar organizations
Thanks for clarifying the issue about contacting AILA and similar organizations
GCBy3000
07-25 03:42 PM
Dont forget to consider 20K members of IV and the poll participation is 1-2%. So this poll is just for fun.
DELIVERED ON 02-July-2007 447 71.18%
DELIVERED AFTER 02-July-2007 181 28.82%
Obviously those polls are not going to get you anywhere.
its a waste of time and effort to come up with numbers because nobody will ever be able to come up with the right numbers including USCIS. So whats the point. Just have a kingfisher and chill. Please close this thread
DELIVERED ON 02-July-2007 447 71.18%
DELIVERED AFTER 02-July-2007 181 28.82%
Obviously those polls are not going to get you anywhere.
its a waste of time and effort to come up with numbers because nobody will ever be able to come up with the right numbers including USCIS. So whats the point. Just have a kingfisher and chill. Please close this thread
more...
SlipperyGC
03-27 10:45 PM
There has been established a way to deal with backlogs at Dallas and Philly, and these officials at PBEC and DBEC have been given a deadline of Sept 2007 to clear everything. So someting is and will be done in this regard. Not much more can be done here with PBEC or DBEC, and the real test is to get solutions for the retrogression.
Once the laws are passed on the immigration reforms, its a done deal my friend, and then it does not matter how much we try after this to address retrogression. This is our only chance.
BUT realize that there have been delays in PBEC and DBEC only because of lack of resources, which can be added or taken off...and this will speed up or slow down DBEC or PBEC. This can be controlled outside legislation.
BUT THAT IS NOT THE CASE WITH RETROGRESSION. NO VISA NUMBERS = NO PROGRESS TOWARDS FINAL GREEN CARD. DONE DEAL.
SO PLEASE FIGHT FOR RETROGRESSION AND DO NOT LOSE FOCUS BY FOCUSSING ON PBEC AND DBEC. PBEC AND DBEC IS JUST A RESOURCE ISSUE AND NOT A NUMBERS AVAILABILITY ISSUE. LETS NOT LOSE THE WAR TRYING TO WIN A SMALL BATTLE.
Please shut your mouth. You do not know and feel what we are going thru (PBEC victim). As a member of this community, and have contibuted monetary support, I too, would like to have the problem in PBEC be heard.
There is only one thing I suggest, please do not have this guy "prolegalimmi" speak in front of the congressman.
Once the laws are passed on the immigration reforms, its a done deal my friend, and then it does not matter how much we try after this to address retrogression. This is our only chance.
BUT realize that there have been delays in PBEC and DBEC only because of lack of resources, which can be added or taken off...and this will speed up or slow down DBEC or PBEC. This can be controlled outside legislation.
BUT THAT IS NOT THE CASE WITH RETROGRESSION. NO VISA NUMBERS = NO PROGRESS TOWARDS FINAL GREEN CARD. DONE DEAL.
SO PLEASE FIGHT FOR RETROGRESSION AND DO NOT LOSE FOCUS BY FOCUSSING ON PBEC AND DBEC. PBEC AND DBEC IS JUST A RESOURCE ISSUE AND NOT A NUMBERS AVAILABILITY ISSUE. LETS NOT LOSE THE WAR TRYING TO WIN A SMALL BATTLE.
Please shut your mouth. You do not know and feel what we are going thru (PBEC victim). As a member of this community, and have contibuted monetary support, I too, would like to have the problem in PBEC be heard.
There is only one thing I suggest, please do not have this guy "prolegalimmi" speak in front of the congressman.
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elaiyam
05-25 01:59 PM
Just I have created a google online campaign. (I am planning to run it for the next 5 days as my contribution)
EB Based Greencard Seekers
Advocacy Days in D.C. on June 7th &
8th. Just show up and support.
ImmigrationVoice.org - Home (http://www.immigrationvoice.org)
(linked to http://immigrationvoice.org/forum/forum85-action-items-for-everyone/1534974-funding-drive-iv-needs-your-support-for-advocacy-events-in-dc.html)
I need more crative title / text. Please reply here or PM me with your ideas.
EB Based Greencard Seekers
Advocacy Days in D.C. on June 7th &
8th. Just show up and support.
ImmigrationVoice.org - Home (http://www.immigrationvoice.org)
(linked to http://immigrationvoice.org/forum/forum85-action-items-for-everyone/1534974-funding-drive-iv-needs-your-support-for-advocacy-events-in-dc.html)
I need more crative title / text. Please reply here or PM me with your ideas.
more...
gc_lover
01-12 01:07 PM
I want to contribute and ready to send check. Where should I mail the check?
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yabadaba
10-10 03:43 PM
it might seem like eb2 has moved.. and it has from last month...but this is where we were at in april 2006 (may2006 bulletin -1st jan 2003) before the dates stagnated for a cupl of months, became unavailable and finally moved backwards in october.
so basically no movement for 7 months.
so basically no movement for 7 months.
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ganguteli
03-04 09:30 AM
all we need to do is tell congress / USCIS / president / home builders - that No GC means no immigrant will buy their bloated inventory of homes
Have you told anyone of these (congress / USCIS / president / home builders) yet?
If not then no point accusing IV as if everyone is your servant. Because you are the kind of person who want others to work hard for you while you will do nothing and only complain. You were asked by IV to lead and at least contact reporters, but you do not want to do that and keep complaining.
Why don't you lead and inspire everyone by your example first?
Have you told anyone of these (congress / USCIS / president / home builders) yet?
If not then no point accusing IV as if everyone is your servant. Because you are the kind of person who want others to work hard for you while you will do nothing and only complain. You were asked by IV to lead and at least contact reporters, but you do not want to do that and keep complaining.
Why don't you lead and inspire everyone by your example first?
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abhisec
11-04 06:15 PM
Recently transferred money from an HDFC acct in India to a Bank of America account. Abt $25 wiring charges. And you can transfer upto 100k. :)
more...
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TeddyKoochu
09-11 04:42 PM
I feel that unless your location & position is absolutely stable no point even thinking about it. Think only if you have a full time position and the company is in great health and you really like the city and area that you live in. If you are in consulting buying a house reduces your flexibility, I agree that renting is equivalent to wasting money, however it definitely gives you the flexibility to be mobile without any second thoughts.
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Goodintentions
04-20 12:06 PM
So you think we can only Plead? I agree.
What special do we have to offer that makes us important than CIR?
Ask yourself
Votes: no
Contribution: no
How many of our employers are pleading for us?
How many citizens are pleading for us?
If you say we are paing taxes so we should get greencard. That does not make sense. We are using roads, hospitals, infrastucture of this country and we pay taxes as long we live here.
If you say we invent new things, start Google etc then these people qualify for EB1 and it is always current.
If you say we have USA masters then we can apply in EB2. EB2 will get current next year or its wait time is going to decrease and will be 2 years max. So 2 years or less is a reasonable processing time within a 6 year H1B processing time.
I am playing devils advocate here and trying to tell you to think beyond pleading. We did not come to this country to plead. Once you start thinking negative there are many negatives as I have written above and you will go in depression.
Who is stopping you from Meeting lawmakers? Have you done that?
Who is stopping you from contacting media? Have you done that?
Who is stopping you from contacting your CEO of the company and ask for help? Have you done that.
Who is stopping you from contacting organizations of Indian American citizens and ask for help?
Who is stopping you to do rallies everymonth on weekend in every state. Why are we not doing it if we are so depressed with Greencard.
Who is stopping you from contributing to IV?
Who is stopping us from doing lobby days in DC once every month?
Why can't we do. I have tried to do at least one item in this list. If we all at least pick one item, it will be enough.
==========
Thanks for your comments. Constructive debates are good!
From my side, I have done a little bit - contacting law makers, sending letters, contributing / collecting amounts from friends for advocacy...
I work for a large corporation and did talk to them seiorusly. They expressed their sympathy :) :) :) Nothing more !!!
Unfortunately we do not have unity and most people have either resigned themselves to their fate or expect others to work for them.
I humbly disagree with your opinion on EB2 becoming current. I think it will take 10 - 12 years to cross 2007. I do not wish for it, but that is the reality [assuming a vey high % age of porting (everyone eligible has a right to port, I am not questioning that)]
It is unfortunate that we do not the money or vote power. Like it or not, we have to follow the beaten track of "Prayer and Petition". Non US Citizen kids have to pay International college fees even if their parents have paid local taxes for 10 years. That is pathetic! I know people who had to separate from their families and send their familes to India as they could not afford paying International tuition fees which is about $ 45000.00 per annum.This solely affects Indians / Chinese. This literally makes you an outcast just because you do not hold a GC! Just think of some of the hardships people are facing.
If people from EU were to be back logged like Indians / Chinese, things would have been different!
I stand corrrected if I am wrong!
May the SUPREME POWER bless the EB2 / EB3 folks waiting ....for their GCs!!!
What special do we have to offer that makes us important than CIR?
Ask yourself
Votes: no
Contribution: no
How many of our employers are pleading for us?
How many citizens are pleading for us?
If you say we are paing taxes so we should get greencard. That does not make sense. We are using roads, hospitals, infrastucture of this country and we pay taxes as long we live here.
If you say we invent new things, start Google etc then these people qualify for EB1 and it is always current.
If you say we have USA masters then we can apply in EB2. EB2 will get current next year or its wait time is going to decrease and will be 2 years max. So 2 years or less is a reasonable processing time within a 6 year H1B processing time.
I am playing devils advocate here and trying to tell you to think beyond pleading. We did not come to this country to plead. Once you start thinking negative there are many negatives as I have written above and you will go in depression.
Who is stopping you from Meeting lawmakers? Have you done that?
Who is stopping you from contacting media? Have you done that?
Who is stopping you from contacting your CEO of the company and ask for help? Have you done that.
Who is stopping you from contacting organizations of Indian American citizens and ask for help?
Who is stopping you to do rallies everymonth on weekend in every state. Why are we not doing it if we are so depressed with Greencard.
Who is stopping you from contributing to IV?
Who is stopping us from doing lobby days in DC once every month?
Why can't we do. I have tried to do at least one item in this list. If we all at least pick one item, it will be enough.
==========
Thanks for your comments. Constructive debates are good!
From my side, I have done a little bit - contacting law makers, sending letters, contributing / collecting amounts from friends for advocacy...
I work for a large corporation and did talk to them seiorusly. They expressed their sympathy :) :) :) Nothing more !!!
Unfortunately we do not have unity and most people have either resigned themselves to their fate or expect others to work for them.
I humbly disagree with your opinion on EB2 becoming current. I think it will take 10 - 12 years to cross 2007. I do not wish for it, but that is the reality [assuming a vey high % age of porting (everyone eligible has a right to port, I am not questioning that)]
It is unfortunate that we do not the money or vote power. Like it or not, we have to follow the beaten track of "Prayer and Petition". Non US Citizen kids have to pay International college fees even if their parents have paid local taxes for 10 years. That is pathetic! I know people who had to separate from their families and send their familes to India as they could not afford paying International tuition fees which is about $ 45000.00 per annum.This solely affects Indians / Chinese. This literally makes you an outcast just because you do not hold a GC! Just think of some of the hardships people are facing.
If people from EU were to be back logged like Indians / Chinese, things would have been different!
I stand corrrected if I am wrong!
May the SUPREME POWER bless the EB2 / EB3 folks waiting ....for their GCs!!!
more...
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sphotani
05-24 07:19 PM
PD - Sep 2002
Labour Certification approved - May 2005
I-140 - Not filed yet
I am about to file I-140 (PP) and I-485 concurrently beginning of June.
But looks like the the May 21st cut-off screws it up completely.
I have heard someone say that I might escape the new law if I get a Green Card before the law is enenforced on (10/1/2008). Does this assumption even hold any ground? Doesn't the proposed bill say that anyone who has filed I-140 after May 21st 2007 has to reapply regardless of where he is in the process.
Gurus please advice.
Labour Certification approved - May 2005
I-140 - Not filed yet
I am about to file I-140 (PP) and I-485 concurrently beginning of June.
But looks like the the May 21st cut-off screws it up completely.
I have heard someone say that I might escape the new law if I get a Green Card before the law is enenforced on (10/1/2008). Does this assumption even hold any ground? Doesn't the proposed bill say that anyone who has filed I-140 after May 21st 2007 has to reapply regardless of where he is in the process.
Gurus please advice.
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OLDMONK
07-19 11:44 AM
PD -Jan 06, EB2
I-140 Approved
I-485 - Filed on July 2, NSC Received by R.Mitchell @ 9.01 a.m.
Checks not cashed until today (07/19/07 10:00 a.m.)
I-140 Approved
I-485 - Filed on July 2, NSC Received by R.Mitchell @ 9.01 a.m.
Checks not cashed until today (07/19/07 10:00 a.m.)
more...
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hebron
04-27 02:13 PM
Can anybody answer this question - If an employer decides to port an EB3 case to EB2 for an employee not using the experience gained at the job, does the new EB2 role have to be 50% different from EB3 role?
^^^^^^^^^
^^^^^^^^^
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Kumbakonam
11-04 01:18 AM
Check ICICI. I think it is called a NRE account. You can fund it in Dollars and Rupees and it could be repatriated in Dollars. So just open the account and have them deposit the monies India, you can draw it here. This kind of account is for NRI's who earn an income in India and want to access it here.
There is a limit I think but it must be like $25K..
Good Luck
If you have an NRE or NRO account, the money cannot be deposited into those accounts from India. This is my personal experience.
There is a limit I think but it must be like $25K..
Good Luck
If you have an NRE or NRO account, the money cannot be deposited into those accounts from India. This is my personal experience.
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jthomas
09-22 05:45 PM
I called some and it feels like not many had started calling yet.
Please Call.
Please Call.
Please Call.
Please Call.
Please Call.
Please Call.
Please Call.
Please Call.
gk_2000
03-09 03:15 PM
Not to spark a fight or anything, but I would like to congratulate all the EB3I's who became current since Jan.. great going! We are at April 02!
mugwump
12-11 09:30 PM
I find it hard to digest why would they mind if some one has been to India recently?
Does this argument apply just for the indians or does it apply to individual of any nationality?
THey have eradicated malaria from north america whereas we still have it in India. They dont want us immigarants or wanna be immigrants to spread diseases!!
Does this argument apply just for the indians or does it apply to individual of any nationality?
THey have eradicated malaria from north america whereas we still have it in India. They dont want us immigarants or wanna be immigrants to spread diseases!!
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